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120 White Avenue, Lincoln, IL 62656.
This lovely 4 bedroom, 2 full bath Holiday Hills aluminum sided ranch style home is NOT a drive by -- a MUST TO VIEW to truly appreciate! Step inside and be welcomed by a spacious front facing living room complete with ample natural light, great floor space, center fireplace, and rustic hardwood flooring. The equipped and updated kitchen boasts ample cabinetry, rear facing exterior access point, and an adjacent dining area. Also on the main floor, you will find FOUR bedrooms including a great rear primary suite addition complete with a private full adjacent bath, large closet, and French doors that lead to a private deck area. Home also boasts a recently updated second full hall bath host to tile flooring in addition to a large partial unfinished basement with laundry facilities, mechanicals, and great storage/work space, 19X12 attached garage, and a large privacy fenced backyard with ample room to roam. Sewer cleanout installed in 2013 -- gutters in 2013 -- furnace in 2013 -- privacy fence in 2014 ? newer interior doors ? all appliances including washer and dryer within the last five years ? central air conditioning unit replaced in 2026. Conveniently located within an established residential neighborhood, 120 White Avenue will truly impress you with all that it has to offer!
MLS ID: CA1043520
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120 White Avenue, Lincoln, IL 62656.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $165,000 | $165,000 | $165,000 |
| Down Payment | $33,000 | $5,775 | $41,250 |
| Monthly Mortgage Amount | $791 | $971 | $1,019 |
| Taxes | $230 | $230 | $230 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $73 | $0 |
| Monthly Estimated Total | $1,121 | $1,374 | $1,349 |